/* ============================================================
   LEON INSURANCE — Main Stylesheet
   Colors: Black #0C0C0C | Gold #C9A84C | Silver #A8B4BC | Cream #F5F0E8
   Fonts: Playfair Display (headings) | Inter (body)
   ============================================================ */

@import url('https://fonts.googleapis.com/css2?family=Playfair+Display:wght@400;700;900&family=Inter:wght@300;400;500;600&display=swap');

/* ---------- Reset & Base ---------- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --black:   #0C0C0C;
  --dark:    #1A1A1A;
  --gold:    #C9A84C;
  --gold-lt: #DFC17A;
  --silver:  #A8B4BC;
  --cream:   #F5F0E8;
  --white:   #FFFFFF;
  --text-dark: #1A1A1A;
  --radius: 4px;
  --transition: 0.3s ease;
}

html { scroll-behavior: smooth; }

body {
  font-family: 'Inter', sans-serif;
  font-weight: 400;
  color: var(--white);
  background: var(--black);
  line-height: 1.7;
  font-size: 16px;
}

img { max-width: 100%; display: block; }
a { text-decoration: none; color: inherit; }
ul { list-style: none; }

h1, h2, h3, h4 {
  font-family: 'Playfair Display', serif;
  line-height: 1.2;
}

/* ---------- Utility ---------- */
.container { max-width: 1200px; margin: 0 auto; padding: 0 24px; }
.section { padding: 80px 0; }
.section-cream { background: var(--cream); color: var(--text-dark); }
.section-dark { background: var(--dark); }
.section-black { background: var(--black); }

.gold { color: var(--gold); }
.text-center { text-align: center; }

.section-label {
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 3px;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 12px;
  display: block;
}

.section-title {
  font-size: clamp(28px, 4vw, 44px);
  font-weight: 700;
  margin-bottom: 16px;
}

.section-sub {
  font-size: 17px;
  line-height: 1.75;
  max-width: 620px;
  color: var(--silver);
}

.section-cream .section-sub { color: #555; }
.section-cream .section-label { color: var(--gold); }

.divider-gold {
  width: 48px;
  height: 3px;
  background: var(--gold);
  margin: 20px 0 32px;
}

.divider-gold.center { margin-left: auto; margin-right: auto; }

/* ---------- Buttons ---------- */
.btn {
  display: inline-block;
  padding: 14px 32px;
  font-family: 'Inter', sans-serif;
  font-weight: 600;
  font-size: 14px;
  letter-spacing: 1px;
  text-transform: uppercase;
  border-radius: var(--radius);
  transition: var(--transition);
  cursor: pointer;
  border: 2px solid transparent;
}

.btn-gold {
  background: var(--gold);
  color: var(--black);
  border-color: var(--gold);
}
.btn-gold:hover { background: var(--gold-lt); border-color: var(--gold-lt); transform: translateY(-2px); }

.btn-outline {
  background: transparent;
  color: var(--white);
  border-color: var(--white);
}
.btn-outline:hover { background: var(--white); color: var(--black); transform: translateY(-2px); }

.btn-outline-gold {
  background: transparent;
  color: var(--gold);
  border-color: var(--gold);
}
.btn-outline-gold:hover { background: var(--gold); color: var(--black); transform: translateY(-2px); }

/* ---------- Navigation ---------- */
.navbar {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 1000;
  padding: 0 24px;
  background: transparent;
  transition: background 0.4s ease, box-shadow 0.4s ease;
}

.navbar.scrolled {
  background: rgba(12, 12, 12, 0.97);
  box-shadow: 0 2px 24px rgba(0,0,0,0.4);
}

.navbar-inner {
  max-width: 1200px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto minmax(0, 1fr);
  align-items: center;
  height: 72px;
}

.navbar-logo {
  justify-self: start;
  display: flex;
  align-items: center;
}

.navbar-links {
  justify-self: center;
}

.navbar-cta {
  justify-self: end;
}

.hamburger {
  justify-self: end;
  display: none;
}

.navbar-logo img { height: 52px; width: auto; }
.navbar-logo .logo-text {
  display: flex;
  flex-direction: column;
}
.navbar-logo .logo-name {
  font-family: 'Playfair Display', serif;
  font-size: 22px;
  font-weight: 700;
  color: var(--gold);
  line-height: 1;
}
.navbar-logo .logo-sub {
  font-size: 10px;
  letter-spacing: 3px;
  text-transform: uppercase;
  color: var(--silver);
}

.navbar-links {
  display: flex;
  align-items: center;
  gap: 36px;
}

.navbar-links a {
  font-size: 13px;
  font-weight: 500;
  letter-spacing: 1px;
  text-transform: uppercase;
  color: var(--white);
  transition: color var(--transition);
  position: relative;
}

.navbar-links a::after {
  content: '';
  position: absolute;
  bottom: -4px; left: 0; right: 0;
  height: 1px;
  background: var(--gold);
  transform: scaleX(0);
  transition: transform var(--transition);
}

.navbar-links a:hover { color: var(--gold); }
.navbar-links a:hover::after { transform: scaleX(1); }

.navbar-cta { margin-left: 0; }

.hamburger {
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  padding: 4px;
}
.hamburger span {
  width: 24px; height: 2px;
  background: var(--white);
  transition: var(--transition);
}

.mobile-menu {
  display: none;
  position: fixed;
  top: 72px; left: 0; right: 0;
  background: rgba(12,12,12,0.98);
  padding: 24px;
  flex-direction: column;
  gap: 20px;
  z-index: 999;
  border-top: 1px solid rgba(201,168,76,0.2);
}

.mobile-menu.open { display: flex; }
.mobile-menu a { font-size: 16px; font-weight: 500; color: var(--white); padding: 8px 0; border-bottom: 1px solid rgba(255,255,255,0.08); }
.mobile-menu a:hover { color: var(--gold); }

/* ---------- Hero ---------- */
.hero {
  min-height: 100vh;
  display: flex;
  align-items: center;
  background: var(--black);
  position: relative;
  overflow: hidden;
}

.hero-bg {
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse at 60% 50%, rgba(201,168,76,0.07) 0%, transparent 70%),
              radial-gradient(ellipse at 10% 80%, rgba(168,180,188,0.04) 0%, transparent 60%);
}

.hero-watermark {
  position: absolute;
  right: -80px;
  top: 50%;
  transform: translateY(-50%);
  width: 55%;
  opacity: 0.04;
  pointer-events: none;
}

.hero-content {
  position: relative;
  z-index: 2;
  max-width: 680px;
}

.hero-eyebrow {
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 4px;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 24px;
}

.hero h1 {
  font-size: clamp(38px, 6vw, 68px);
  font-weight: 900;
  color: var(--white);
  margin-bottom: 24px;
  line-height: 1.1;
}

.hero h1 em {
  font-style: normal;
  color: var(--gold);
}

.hero-sub {
  font-size: 18px;
  color: rgba(255,255,255,0.7);
  margin-bottom: 40px;
  max-width: 520px;
  line-height: 1.8;
}

.hero-actions { display: flex; gap: 16px; flex-wrap: wrap; }

.hero-stats {
  display: flex;
  gap: 48px;
  margin-top: 64px;
  padding-top: 40px;
  border-top: 1px solid rgba(201,168,76,0.2);
}

.hero-stat-num {
  font-family: 'Playfair Display', serif;
  font-size: 32px;
  font-weight: 700;
  color: var(--gold);
}

.hero-stat-label {
  font-size: 12px;
  color: var(--silver);
  text-transform: uppercase;
  letter-spacing: 1.5px;
  margin-top: 4px;
}

/* ---------- Trust Bar ---------- */
.trust-bar {
  background: var(--dark);
  padding: 20px 24px;
  border-top: 1px solid rgba(201,168,76,0.15);
  border-bottom: 1px solid rgba(201,168,76,0.15);
}

.trust-bar-inner {
  max-width: 1200px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 40px;
  flex-wrap: wrap;
}

.trust-item {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 13px;
  font-weight: 500;
  color: var(--silver);
  letter-spacing: 0.5px;
}

.trust-item svg { color: var(--gold); flex-shrink: 0; }
.trust-divider { width: 1px; height: 20px; background: rgba(255,255,255,0.15); }

/* ---------- Service Cards ---------- */
.services-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 24px;
  margin-top: 48px;
}

.service-card {
  background: var(--dark);
  border: 1px solid rgba(201,168,76,0.15);
  border-radius: 8px;
  padding: 36px 28px;
  transition: var(--transition);
  position: relative;
  overflow: hidden;
}

.service-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 2px;
  background: var(--gold);
  transform: scaleX(0);
  transition: transform var(--transition);
}

.service-card:hover { border-color: rgba(201,168,76,0.4); transform: translateY(-4px); box-shadow: 0 12px 40px rgba(0,0,0,0.3); }
.service-card:hover::before { transform: scaleX(1); }

.service-icon {
  font-size: 32px;
  margin-bottom: 16px;
}

.service-card h3 {
  font-size: 20px;
  font-weight: 700;
  color: var(--white);
  margin-bottom: 10px;
}

.service-card p {
  font-size: 14px;
  color: var(--silver);
  line-height: 1.7;
  margin-bottom: 20px;
}

.service-link {
  font-size: 13px;
  font-weight: 600;
  color: var(--gold);
  letter-spacing: 0.5px;
  display: inline-flex;
  align-items: center;
  gap: 6px;
  transition: gap var(--transition);
}

.service-link:hover { gap: 10px; }

/* ---------- Why Us (3-col) ---------- */
.why-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 32px;
  margin-top: 48px;
}

.why-item {
  padding: 32px;
  border-left: 3px solid var(--gold);
  background: rgba(201,168,76,0.04);
  border-radius: 0 8px 8px 0;
}

.why-item h3 {
  font-size: 20px;
  font-weight: 700;
  color: var(--text-dark);
  margin-bottom: 10px;
}

.why-item p {
  font-size: 15px;
  color: #555;
  line-height: 1.75;
}

/* ---------- Coverage Strips ---------- */
.coverage-strip {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
  margin-top: 32px;
}

.coverage-tag {
  background: rgba(201,168,76,0.1);
  border: 1px solid rgba(201,168,76,0.3);
  color: var(--gold);
  padding: 8px 18px;
  border-radius: 100px;
  font-size: 13px;
  font-weight: 500;
  transition: var(--transition);
}

.coverage-tag:hover { background: var(--gold); color: var(--black); }

/* ---------- CTA Banner ---------- */
.cta-banner {
  background: linear-gradient(135deg, var(--gold) 0%, #A8832A 100%);
  padding: 80px 24px;
  text-align: center;
}

.cta-banner h2 {
  font-size: clamp(28px, 4vw, 44px);
  color: var(--black);
  font-weight: 900;
  margin-bottom: 16px;
}

.cta-banner p {
  font-size: 17px;
  color: rgba(12,12,12,0.75);
  margin-bottom: 36px;
  max-width: 560px;
  margin-left: auto;
  margin-right: auto;
}

.cta-banner .btn-outline {
  color: var(--black);
  border-color: var(--black);
}

.cta-banner .btn-outline:hover { background: var(--black); color: var(--white); }

.cta-actions { display: flex; gap: 16px; justify-content: center; flex-wrap: wrap; }

/* ---------- Two-Col Split ---------- */
.split-section {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: center;
}

.split-section.reverse { direction: rtl; }
.split-section.reverse > * { direction: ltr; }

.split-img {
  border-radius: 8px;
  overflow: hidden;
  position: relative;
}

.split-img img { width: 100%; height: 400px; object-fit: cover; }

.split-img-placeholder {
  width: 100%;
  height: 400px;
  background: linear-gradient(135deg, var(--dark) 0%, #111 100%);
  border-radius: 8px;
  border: 1px solid rgba(201,168,76,0.15);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 80px;
}

/* ---------- FAQ Accordion ---------- */
.faq-list { margin-top: 40px; }

.faq-item {
  border-bottom: 1px solid rgba(201,168,76,0.15);
}

.faq-question {
  width: 100%;
  background: none;
  border: none;
  color: var(--white);
  font-family: 'Inter', sans-serif;
  font-size: 16px;
  font-weight: 500;
  text-align: left;
  padding: 22px 0;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  transition: color var(--transition);
}

.faq-question:hover { color: var(--gold); }
.faq-question.open { color: var(--gold); }

.faq-icon {
  width: 20px; height: 20px;
  flex-shrink: 0;
  color: var(--gold);
  font-size: 20px;
  transition: transform var(--transition);
}

.faq-question.open .faq-icon { transform: rotate(45deg); }

.faq-answer {
  display: none;
  padding-bottom: 22px;
  font-size: 15px;
  color: var(--silver);
  line-height: 1.8;
  max-width: 720px;
}

.faq-answer.open { display: block; }
.section-cream .faq-question { color: var(--text-dark); }
.section-cream .faq-question:hover { color: var(--gold); }
.section-cream .faq-question.open { color: var(--gold); }
.section-cream .faq-answer { color: #555; }

/* ---------- Contact Form ---------- */
.form-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
  margin-top: 40px;
}

.form-group {
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.form-group.full { grid-column: 1 / -1; }

.form-group label {
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 1px;
  text-transform: uppercase;
  color: var(--silver);
}

.form-group input,
.form-group select,
.form-group textarea {
  background: var(--dark);
  border: 1px solid rgba(201,168,76,0.2);
  border-radius: var(--radius);
  padding: 14px 16px;
  color: var(--white);
  font-family: 'Inter', sans-serif;
  font-size: 15px;
  transition: border-color var(--transition);
  outline: none;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus { border-color: var(--gold); }

.form-group select { appearance: none; cursor: pointer; }
.form-group textarea { resize: vertical; min-height: 120px; }

/* ---------- Footer ---------- */
.footer {
  background: #080808;
  border-top: 1px solid rgba(201,168,76,0.15);
  padding: 60px 24px 32px;
}

.footer-inner {
  max-width: 1200px;
  margin: 0 auto;
}

.footer-top {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr 1fr;
  gap: 48px;
  margin-bottom: 48px;
}

.footer-brand .logo-name {
  font-family: 'Playfair Display', serif;
  font-size: 26px;
  color: var(--gold);
  font-weight: 700;
}

.footer-brand .logo-sub {
  font-size: 10px;
  letter-spacing: 3px;
  text-transform: uppercase;
  color: var(--silver);
  margin-bottom: 16px;
}

.footer-brand p {
  font-size: 14px;
  color: var(--silver);
  line-height: 1.8;
  margin-top: 12px;
  max-width: 280px;
}

.footer-col h4 {
  font-family: 'Inter', sans-serif;
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 20px;
}

.footer-col ul { display: flex; flex-direction: column; gap: 10px; }

.footer-col ul li a {
  font-size: 14px;
  color: var(--silver);
  transition: color var(--transition);
}

.footer-col ul li a:hover { color: var(--white); }

.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.07);
  padding-top: 24px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 12px;
}

.footer-bottom p { font-size: 13px; color: rgba(255,255,255,0.35); }

.footer-license {
  font-size: 12px;
  color: rgba(255,255,255,0.3);
  letter-spacing: 0.5px;
}

/* ---------- WhatsApp Sticky ---------- */
.wa-sticky {
  position: fixed;
  bottom: 28px;
  right: 28px;
  z-index: 900;
  width: 56px;
  height: 56px;
  background: #25D366;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 4px 20px rgba(37,211,102,0.4);
  transition: transform var(--transition), box-shadow var(--transition);
}

.wa-sticky:hover { transform: scale(1.1); box-shadow: 0 6px 28px rgba(37,211,102,0.5); }
.wa-sticky svg { width: 28px; height: 28px; fill: white; }

/* ---------- Page Hero (inner pages) ---------- */
.page-hero {
  padding: 140px 24px 80px;
  background: var(--black);
  border-bottom: 1px solid rgba(201,168,76,0.1);
  position: relative;
  overflow: hidden;
}

.page-hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse at 70% 50%, rgba(201,168,76,0.06) 0%, transparent 70%);
  pointer-events: none;
}

.page-hero .container { position: relative; z-index: 1; }

.breadcrumb {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 13px;
  color: var(--silver);
  margin-bottom: 20px;
}

.breadcrumb a { color: var(--silver); transition: color var(--transition); }
.breadcrumb a:hover { color: var(--gold); }
.breadcrumb span { color: var(--gold); }

.page-hero h1 { font-size: clamp(28px, 3.5vw, 48px); font-weight: 900; color: var(--white); margin-bottom: 16px; }
.page-hero p { font-size: 18px; color: var(--silver); max-width: 580px; line-height: 1.75; }

/* ---------- Coverage Detail Cards ---------- */
.coverage-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 28px;
  margin-top: 48px;
}

.coverage-card {
  background: var(--dark);
  border: 1px solid rgba(201,168,76,0.12);
  border-radius: 8px;
  padding: 32px;
  transition: var(--transition);
}

.coverage-card:hover { border-color: rgba(201,168,76,0.4); transform: translateY(-4px); }

.coverage-card .icon { font-size: 36px; margin-bottom: 16px; }
.coverage-card h3 { font-size: 20px; color: var(--white); margin-bottom: 10px; font-weight: 700; }
.coverage-card p { font-size: 14px; color: var(--silver); line-height: 1.75; }

.coverage-card ul { margin-top: 14px; display: flex; flex-direction: column; gap: 8px; }
.coverage-card ul li { font-size: 13px; color: var(--silver); display: flex; align-items: flex-start; gap: 8px; }
.coverage-card ul li::before { content: '—'; color: var(--gold); flex-shrink: 0; }

/* ---------- Animations ---------- */
.fade-up {
  opacity: 0;
  transform: translateY(30px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}

.fade-up.visible {
  opacity: 1;
  transform: translateY(0);
}

/* ---------- Responsive ---------- */
@media (max-width: 900px) {
  .navbar-inner {
    grid-template-columns: auto 1fr auto;
  }
  .navbar-links { display: none; }
  .navbar-cta { display: none; }
  .hamburger { display: flex; }
  .footer-top { grid-template-columns: 1fr 1fr; }
  .split-section { grid-template-columns: 1fr; }
  .split-section.reverse { direction: ltr; }
}

@media (max-width: 640px) {
  .hero-stats { gap: 28px; flex-wrap: wrap; }
  .trust-bar-inner { gap: 20px; }
  .trust-divider { display: none; }
  .form-grid { grid-template-columns: 1fr; }
  .footer-top { grid-template-columns: 1fr; }
  .cta-actions { flex-direction: column; align-items: center; }
}

/* ---------- Mobile — Tablet (max 768px) ---------- */
@media (max-width: 768px) {

  /* Quote page: form + sidebar stack */
  .quote-layout {
    grid-template-columns: 1fr !important;
  }

  /* Contact page: info + form stack */
  .contact-layout {
    grid-template-columns: 1fr !important;
  }

  /* Sidebar sticky → normal flow */
  .quote-sidebar {
    position: static !important;
  }

  /* Page hero padding tighter */
  .page-hero {
    padding: 110px 20px 60px;
  }

  .page-hero p {
    font-size: 16px;
  }

  /* Hero */
  .hero { min-height: 90vh; padding: 20px; }
  .hero h1 { font-size: clamp(32px, 8vw, 48px); }
  .hero-sub { font-size: 16px; }
  .hero-actions { flex-direction: column; gap: 12px; }
  .hero-actions .btn { width: 100%; text-align: center; }

  /* Trust bar — vertical on small screens */
  .trust-bar-inner { flex-direction: column; gap: 12px; text-align: center; }

  /* Section padding */
  .section { padding: 56px 0; }

  /* Coverage grid min-width tighter */
  .coverage-grid { grid-template-columns: 1fr; }
  .services-grid { grid-template-columns: 1fr; }
  .why-grid { grid-template-columns: 1fr; }

  /* Split section image height */
  .split-img img { height: 260px; }

  /* Form group full width on mobile */
  .form-group { grid-column: 1 / -1; }

  /* CTA banner */
  .cta-banner { padding: 56px 20px; }
  .cta-banner h2 { font-size: 26px; }

  /* Navbar logo size */
  .navbar-logo img { height: 36px !important; }

  /* Footer */
  .footer-top { gap: 28px; }
  .footer-bottom { flex-direction: column; text-align: center; gap: 8px; }

  /* Buttons — full width on small screens */
  .page-hero .btn { width: 100%; text-align: center; box-sizing: border-box; }

  /* Inline grids (personal page coverage lists etc) */
  ul[style*="grid-template-columns"] {
    grid-template-columns: 1fr !important;
  }
}

/* ---------- Small phones (max 420px) ---------- */
@media (max-width: 420px) {
  .container { padding: 0 16px; }
  .section-title { font-size: 26px; }
  .hero h1 { font-size: 30px; }
  .service-card { padding: 24px 20px; }
  .coverage-card { padding: 24px 20px; }
  .why-item { padding: 24px 20px; }
  .btn { padding: 12px 24px; font-size: 13px; }
  .footer { padding: 48px 16px 24px; }
  .navbar-inner { padding: 0 4px; }
}